If you’re a small business owner, you’ve probably wondered how you would manage to cover expenses and keep your business running in the event an accident or illness left you temporarily disabled. The answer lies with a combination of business overhead insurance and disability insurance.

Small businesses depend on their owner’s ability to earn income and pay the bills to survive. Disability insurance allows you to meet your personal and family needs during a short- or long-term convalescence that can have serious financial consequences. But it doesn’t cover business expenses. That’s where TWIS’s business overhead coverage comes in.

Business overhead insurance provides the funds necessary to keep your business afloat while you recover. Payouts cover fees for service, rent, taxes, electricity, and other everyday operating costs so that you can focus on recovery—without having to worry about your business’s financial health. And since business overhead insurance is an essential expense for anyone who is self-employed, you can deduct premiums as a business expense, too.

For more information on business overhead insurance, contact the financial security advisors at TWIS today.

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